Pengaruh Literasi Keuangan dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa Pendidikan Ekonomi

Abstrak

Abstract

The purpose of this study is to understand how the lifestyle and financial literacy of students in the Economics Education Study Program at IKIP PGRI Bojonegoro influence their consumption behavior. This study uses an associative research design and quantitative methodology. Students in the Economics Education Study Program at IKIP PGRI Bojonegoro constitute the research population. Using a probability sampling approach, 73 respondents were sampled. Google Forms was used to distribute the survey for data collection. Descriptive statistics, multiple linear regression analysis, t-test, F-test, validity, reliability, classical assumptions, and coefficient of determination were among the data analysis techniques used with SPSS version 22.0. With a t-test of 6.382 and a significance score of 0.000, the picture shows that financial literacy has a substantial impact on consumption behavior. With a t-test of 5.475 and a significance score of 0.000, lifestyle also significantly influences consumption behavior. With an F-test score of 164.250 and a significance score of 0.000, financial literacy and lifestyle simultaneously have a significant impact on consumer behavior. The R-square score from the coefficient of determination test is 0.824, or 82.4%.